Posts tagged ‘Mortgage’

April 5, 2011

Losing Your Privacy, or, Meeting Lender Conditions

by brandt

I know I’ve told this before, but when I was in college, I was in a pretty bad accident that put me in the hospital for 8 days.  I believe the exact phrase that was used on the medical and police reports was “Pedestrian vs. Motor Vehicle,” and I was the pedestrian.  Needless to say, the motor vehicle won that confrontation.

While I consider myself a pretty open person, I wasn’t prepared for just how “open” I would need to be in the hospital.  I was prepared for some of the awkward questions they ask when getting your medical history.  I used to donate plasma for $25/pint when I was in college for some extra cash, and many of the questions they ask make you blush and feel uncomfortable, but you get used to it.  What I wasn’t prepared for was the lack of personal privacy that happens in a hospital.

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December 31, 2010

House #9 – Rochester

by brandt

After we went and toured House #8 – Lake Orion, our agent asked if we had enough time to go see another couple of houses.  Not wanting to miss a chance to view more houses and take advantage of every house out there, we went about 20 minutes away to Rochester to view a house that had been on my “interested” radar, even though I had some reservations on the house.

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December 28, 2010

The Huge Epic Post-Christmas Weekly Update

by brandt

I didn’t think the holidays were going to be this busy.  I mean, it’s only Ashley, me, and our two dopey cats.  I figured that it would be one of the “lounging” Christmases that we’d had over the past couple of years.  I was wrong.

First, the cats have finally forgiven me.  I’ve been working from home this past week, and Ashley has had work off since Thursday (today was her first day back).  That means people are constantly coming and going, in and out of our apartment.  I’ve never seen them this tired at night.  Their cat napping has taken a big hiatus, and recently I’ve caught them finding some sort of sanctuary in their cat-carrier.  Poor cats.  Instead of getting their normal 16 hours of sleep per day, they’re down to about 12 hours of sleep.  I know, it breaks your heart.  The interesting thing about me working from home is how much they follow me.  We’ve got boxes upon boxes stacked up in the office in our apartment for that eventful day when my agent calls to tell us we finally have an accepted offer, and the cats love jumping up to the very top boxes and snoozing away while I’m crunching numbers.  Heaven forbid I actually shut the door.  I start seeing paws under the door, and the small “meows” grow larger and louder until it sounds like Jack Bauer is interrogating them in the hallway.  Nope.  They just want to come in and visit.

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November 25, 2010

Thanksgiving Thankfulness #2 – Working

by brandt

I know, it’s another odd thing to be thankful for.  And of course, Uncle Brandt has another story to tell.  So gather ‘round the old rocking chair while I spin another yarn that according to Ashley is semi-true.

At one point, I had life all planned out.  We were both going to graduate, get jobs, make tons of cash, then Ashley would be pregnant and we could start our family.  We’d be living in Arizona, a place I’ve always wanted to live, and a place with sun all year round for Ashley to enjoy.  We would be close enough to her family to not break the bank if we wanted to visit, and would be in a place I knew my parents would want to visit.  I’d have my job in advertising or marketing with a big company with great perks, and we would enjoy ourselves sitting out until 10:00PM at the pool because it would still be warm, and everything would be perfect.

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