Posts tagged ‘subdivision’

January 6, 2011

House #10 – Lake Orion

by brandt

We viewed this house last year.  Yes, I know “last year” is only 6 days old, and it’s weird to say that about something that happened a week ago, but it’s true.  I was working from home during the break, and after juggling schedules with the owners of the house, my agent, and our schedule, we finally got a chance to tour the house.

This one was a long shot.  I was scouring through the listings (after getting an updated pre-approval for a much higher amount), and this one was on my radar.  I knew the subdivision, had friends in high school who lived there, it met our location requirements, but it was priced high.  I got in touch with my agent, and figured it couldn’t hurt to take a look.

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December 31, 2010

House #9 – Rochester

by brandt

After we went and toured House #8 – Lake Orion, our agent asked if we had enough time to go see another couple of houses.  Not wanting to miss a chance to view more houses and take advantage of every house out there, we went about 20 minutes away to Rochester to view a house that had been on my “interested” radar, even though I had some reservations on the house.

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November 30, 2010

Home Runs and Heartbreak

by brandt

I received a very interesting email on Wednesday from my agent on Friday.  See, once we found out that we lost House #1 back in September, we were curiously interested for what it went for.  According to our agent, they could have offered more for the house than we did, they could have had a bigger down payment, they could have had a conventional loan vs. our FHA loan, they could have asked for less in concessions, or they might have had a longer credit history than 2 first-time home buyers.  Whatever the case, we looked at it as someone getting a house for more than we were willing to pay, and moved on with our lives.

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November 1, 2010

House #5 – Lake Orion

by brandt

We were back on the house hunting trail again this last weekend. Last Friday, on a whim, I decided to browse through Realtor.com again to see what was out there, and if anything had changed from the listings that went out earlier that morning. To my surprise, a foreclosure had just dropped $18,000 to put it JUST outside our price range. I’d had conversations with my agent about what to do about houses that were outside of the price range, and she said it’s worth investigation because if it’s been on the market for a while, they might be willing to go even lower. Needless to say, we were very surprised.

Another big plus concerned the type of house – it was another Homepath house, which, as you will remember from the last one we looked at, has a lot of incentives as far as federal government loan programs go (most notably, no mortgage insurance). Once I get with a Homepath-authorized loan officer, I’ll post some updates with better information on the loans.

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